Options for training costs

Apprenticeship Funding

Apprentices aged 24 and over will no longer be required to take out a Loan. Those who have already taken out a loan will not be required to repay them.

From February 2014, the Government made Advanced-level and Higher Apprenticeship frameworks for those aged 24 and over eligible for funding from the Adult Skills Budget (ASB) Jam Training is able to offer funding to all Learners that are eligible-

Working over 30 hours a week

Been resident in the UK for a minimum of 3 years

Have ‘leave to remain’ in the UK


All candidates changed to learners / change all early years to childcare

Pay As You Go

The pay-as-you-go training option is specifically designed for clients who feel more comfortable to pay as they learn, and also organisations with a limited budget!
We may have limited funding available for suitable candidates.
We also cater for larger groups of client’s, organisations and apprentices, in specific areas.
We work to a flexible timetable, visits take place within your own work place, and at a time that suits both you and your setting. Tutorials and support sessions also available as part of the course.

Loan Information

Learners studying at level 3 and above and who are 19+, will qualify for a study loans from the UK governments Advanced Learning Loans

  • It’s easy to apply and your household income isn’t taken into account
  • There’s no credit check
  • You won’t have to pay anything back until your income is over £21,000 a year

Do I qualify?

  • Aged 1924 or over on the first day of your course (there’s no upper age-limit)
  • Living in the UK on the first day of your course and have lived in the UK, the Channel Islands or the Isle of Man for three years immediately before this
  • Studying with a college or training organisation in England approved for public funding
  • Enrolling on an eligible course at level 3 or above which includes: Access to HE Diplomas, other Diplomas and Certificates

You’ll be able to apply through Jam Training with an application form.
You can apply for a loan from April 2013 for courses starting between 1 August 2013 and 31 July 2014.
You can get independent financial advice from the Money Advice Service at to help you decide if this is right for you.

How much can I get?
The amount you can get depends on your course, the tuition fees charged by your college or training organisation and maximum amounts set by the Government. The minimum loan amount is £300.
You can take out a loan for the maximum amount to cover your tuition fee or you can pay all or part of the tuition fee yourself.

Course tuition fees
The tuition fee for your course will be set by your college or training organisation. They’ll confirm the cost before the enrol. So it is worth researching local providers to make sure you are getting a good deal.

How’s the loan paid?
Student Finance England (SFE) will pay your agreed tuition fees to your college or training organisation once they have confirmed your attendance on the course.

You can apply more then once
Once you have completed your course, you’ll be eligible to apply for more 24+ Advanced Learning Loans (up to a total of four loans) to help you progress in your studies.

Your monthly repayments will be based on your income, not what you borrowed.
You’ll only start making repayments when your income is more than £404 per week, £1,750 per month or £21,000 per year.

If your income drops or rises, for example if you receive a bonus, your repayment amount will automatically change to reflect this.
You can make voluntary repayments at any time to pay off your loan more quickly.

If you’re self-employed you’ll be responsible for making student loan repayments as part of your annual self-assessment tax return. Check to see if this is tax deductible when you complete your return. If you’re employed, you don’t need to do anything. Your employer will take your repayments directly off your salary as they do with tax and national insurance contributions.

If you stop working, your repayments will stop and only start again when your income is more than £21,000 a year.

You’ll be due to start repaying your loan in the April after you leave or finish your course – whichever comes first. If you leave or finish your course before April 2016, you won’t start making repayments until after this date. Any loan remaining 30 years after you’re due to start making repayments will be written off.

Find out more
You’ll find more information:
In the 19+ Advanced Learning Loans Frequently Asked Questions (FAQs) – Learners, which you’ll find at

For more information please contact us